Welcome to the Service Experts Advantage Approval Portal!
Please enter the basic information below and you will be taken to our credit approval site to get advantage approval for one of our systems. Your sales consultant will walk you through all the details regarding our advantage program. When selecting your annual income, please use the full income amount you would like us to consider (household income; you do not have to report alimony or other income unless you want it to be considered as part of your annual income).

The Service Experts Credit Approval system is an automated system that can be used 24 hours a day. In the event you have a problem or question that cannot be resolved within the automated system, please feel free to call the USAFact support staff at 800-547-0263 x 2500 Monday- Friday from 9am to 8pm Eastern Time. If you are in need of support outside of those business hours, please reach out to the Advantage Team at 855-816-8616. If you are not approved for your requested amount, there is a good chance you may be approved for another amount. You must call us to find out what amount you were approved for.